Made for Kenya
Calculate your net salary and taxes in Kenya
Accurate calculators built for Kenyan payroll rules — PAYE, SHIF, NSSF and the Affordable Housing Levy.
- 100% online
- No sign-up
- Updated for 2026
- Built for Kenyan rules
Calculate your net salary
Net salary estimate
per month
- PAYE (tax)
- − 20,171
- SHIF
- − 2,750
- NSSF (employee)
- − 6,000
- Housing Levy
- − 1,500
- Total deductions
- − 30,421
- Take-home pay
- KSh 69,579
Total monthly cost to employer
KSh 107,500
- Employer NSSF Matching6,000
- Employer Housing Levy (1.5%)1,500
Estimate based on current KRA PAYE bands, NSSF, SHIF and Housing Levy rates. Your payslip may differ where allowances or benefits apply.
Questions about your PAYE, SHIF or housing levy? A specialist can review your case.
We are still vetting tax specialists. No recommendation is available yet.
How it works
Get your result in 3 simple steps
Enter your salary
Add your gross pay and choose whether it is monthly or annual.
We apply Kenyan rules
Current KRA PAYE bands, NSSF, SHIF and the Affordable Housing Levy.
See your take-home
Your net pay and a full deduction breakdown, calculated instantly.
Popular calculators
Tools for every payroll and tax question
Net salaryTake-home pay after all deductions.Calculate now
PAYEYour PAYE tax on current KRA bands.Calculate now
SHIFHealth contributions, with tax relief.Calculate now
Housing LevyThe 1.5% levy on your gross pay.Calculate now
Salary after taxWhat actually lands in your account.Calculate now
Net salary 20262026 bands and contribution caps.Calculate now
Built for Kenya
Built on Kenya's statutory rules.
Regulo applies the KRA PAYE bands, the NSSF contribution schedule, SHIF health contributions and the Affordable Housing Levy exactly as currently published.
- KRA PAYE bands from 10% up to 35%
- NSSF Tier I and Tier II, capped at KES 6,480 per month
- SHIF at 2.75% of gross pay, with 15% tax relief applied
- Affordable Housing Levy at 1.5% of gross pay
FAQs
Common questions about the calculation
What is the SHIF deduction rate in Kenya for 2026?
SHIF is calculated at 2.75% of your total gross monthly salary with a minimum contribution of KES 300 per month. Employees receive a 15% SHIF tax relief applied against PAYE tax.
What is the maximum NSSF contribution in Kenya in 2026?
Under the official 2026 schedule effective February 2026, the maximum total employee NSSF contribution is KES 6,480 per month (KES 540 for Tier I plus KES 5,940 for Tier II). Employers provide an equal matching amount.
How is Personal Relief applied in Kenya PAYE?
Every resident employee receives a resident personal tax relief of KES 2,400 per month (KES 28,800 per year) which reduces final KRA PAYE tax owed dollar-for-dollar.
What is the Affordable Housing Levy?
A statutory deduction of 1.5% of your gross monthly pay, matched by an equal employer contribution, paid into the National Housing Development Fund.
Does Regulo store my salary details?
No. The calculation runs entirely in your browser. Your salary figures are not sent to Regulo and are not included in analytics.